~ BEWARE ~

Beware anyone who is looking at getting information about colleges online.
You know when you get the junk mail about finding colleges online, and about more information.......



Your email gets loaded down with all kinds of offers from several colleges,
You receive phone calls asking what kind of information or courses you are wanting to take up.........



Some will oblige by just sending the information you have requested,
where others will have you Enrolled to start classes before any of the financing has gone through!



The excitement builds, oh boy! I am going back to school.......
My classes have already been set up for me, and I start in 3 days!



No Kidding!



When you try to put a halt to the speediness of their procedure you get the talk that if it is financing, we can get it for you... You have 6 months after you have graduated before you have to start paying back any loans. A then if it is not possible for you to start paying back, you can ask for a deferment on the loan.......



Some other comments you may receive, You are already enrolled to start classes tomorrow.......
I don't truly believe you were serious about continuing your education,
if you don't tell us why you don't want to continue with the enrollment prosess then we can not help you get started..........



It doesn't matter what your reasons are for not wanting to explore further, they will come back with it as being an inadequate reason.... All coming down to You were truly not serious about continuing your education.........



They then have another person give you a call to see if there is anything they can do to make this transition better for you....... You are set to Start classes, and if it is Time that is holding you back, you only have 1 class and you can set your own pace.......



Being of the Baby Boomer Era - I look at my mortgage, adding another 50,000.00 ontop of that, and I am buried for life.......
With income making me ineligible for a Pell Grant, this means Loans........



Yes, furthering my education would pay off, and making the re-payment possible - But it doesn't Feel Right!



Still looking into other possibilities, such as the same Degree else where, but for only 7,000.00 - 10,000.00 - Oh Boy! What a difference money Makes!



If you are going to spend that much money, check to see what the schools Retention rate is!!!